Terms of Service — Smart Annuity Help
Terms of Service — Smart Annuity Help
Last Updated: December 2025
These Terms of Service (“Terms”) govern access to and use of www.SmartAnnuityHelp.com, operated by Smart Annuity Help in partnership with Arize Financial & Insurance Group, LLC (“Arize FIG”).
By using the Site or booking an appointment, you agree to these Terms.
1. Use of the Website
You agree to use the Site in a lawful manner and not to:
Interfere with Site functionality
Attempt unauthorized access
Post or transmit harmful content
We may modify or discontinue Site features at any time.
2. No Financial, Legal, or Tax Advice on the Website
All information presented on the Site is for educational and informational purposes only.
Financial recommendations are provided only during personalized consultations conducted by licensed professionals through Smart Annuity Help and/or Arize FIG.
3. Appointment Requests & Document Submissions
When booking an appointment or uploading documents:
You consent to being contacted by email, SMS, and phone
You certify that information you provide is accurate
Documents (such as annuity statements) are used solely to conduct your personalized review
Appointments may be rescheduled or declined at our discretion.
4. Accuracy of Information
While we strive for accuracy:
Carrier rates, terms, and product details change frequently
We make no warranties as to completeness or accuracy
You agree we are not liable for decisions made based on general educational content
5. Intellectual Property
All Site content is owned by Smart Annuity Help or licensed to us.
You may not copy, reproduce, or distribute any content without written permission.
6. Third-Party Tools & Services
We may use tools such as:
CRM systems
Scheduling platforms
Email and SMS services
Analytics tools
Communication platforms (Zoom, etc.)
We are not responsible for the performance or policies of third-party providers.
7. Limitation of Liability
To the fullest extent permitted by law, Smart Annuity Help and Arize Financial & Insurance Group, LLC are not liable for:
Consequential or incidental damages
Losses related to investment decisions
Errors, delays, or interruptions
Unauthorized access (except in cases of negligence)
Use of the Site is at your own risk.
8. No Guarantees
We do not guarantee:
Investment performance
Carrier approval
Specific retirement outcomes
Tax results
Any projections or illustrations are hypothetical.
9. Indemnification
You agree to indemnify Smart Annuity Help and Arize FIG for claims arising from:
Your misuse of the Site
Your reliance on general information
Your violation of these Terms
10. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules.
11. Amendments
We may update these Terms at any time, and updates will be posted on this page.
Continued use constitutes acceptance.
12. Contact Us
Smart Annuity Help
In partnership with Arize Financial & Insurance Group, LLC
Email: [email protected]